Here we find out the fine art of how to control money and not be controlled by it. It is not just spreadsheets and calculators, but establishing habits and routines that become standard and learning the rhythms of your spending and forming a way of thinking that makes saving an instinct. Whether it’s a tip on budgeting or tips on credit, an ambition to save or aim to do better, this is the place to make the day-to-day financial decisions that shape a course to a path of security and liberation.